Transform your life with Dr. Peralta

Dear Patient,

I hope you are doing well and that the new year is off to a good start.

With the beginning of the year, many insurance plans reset their annual benefits, including deductibles. This often means that, even if your insurance remains the same, you may be responsible for the cost of sessions until your deductible has been met. During this period, insurance companies typically do not issue payment for services.

I encourage you to take a moment to:

• Confirm whether your insurance coverage has changed for the new year, and
• Review your plan’s deductible and outpatient mental health benefits.

If your plan includes a deductible that has not yet been met, payment for sessions will be your responsibility at the time of service until the deductible is satisfied. Once the deductible is met, insurance reimbursement usually resumes according to your plan’s terms.

Please feel free to reach out if you have questions or would like to discuss your coverage. I appreciate your attention to this matter and your continued commitment to your care.

Warm regards,
Carmen Peralta, PhD
Licensed Psychologist

631-271-3319